Shweta*, a third-year student at Pandit Bhagwat Dayal Sharma Post Graduate Institute of Medical Sciences (PGIMS), Rohtak, fears she might be stuck paying off two loans once she graduates. “I have a scholarship from a non-profit which provides me Rs 60,000 per year. This is like a loan that I have to pay back once I get the job, the only good thing is that there is no interest. Even then, some semesters I struggle to pay the rest of the fees as my father is a carpenter and sometimes we don’t have enough. Then we borrow from others,” she said. Once she graduates, she will have to either find a government job within Haryana or a postgraduate medical seat – both extremely challenging. If she doesn’t, she will have to take another loan, this time of Rs 25 lakh, to pay off a bond for not serving the state, even if there was no job post vacant.  Most states enforce a mandatory rural service for MBBS graduates who have studied in highly-subsidised government colleges.

Source- Careers360